Insurance for my BRe

Peter Taylor · 09 Dec 2014, 09:25

Quote from: Michael Rogers on 08 Dec 2014, 23:11
....or even further for some sort of informal Solent meet? Would Beaulieu fit the bill, Peter T?

....Can anyone suggest who might help? I think someone builds scows (the Lymington sort) in Keyhaven, so that might be another reason for a visit there.

Michael (Trouper 12 Cavatina)

Beaulieu is geographically convenient but I wouldn't like to try sailing in the river - too many expensive boats moored in the middle of the fairway! OK though once past the bar and out in the Solent. There's a place to anchor overnight near Gull Island. Keyhaven is not impossible for me; I could anchor overnight inside (or outside) the spit provided its not too near high season when it gets crowded.

John Claridge builds Lymington Scows and is based (oddly enough) in Lymington! He's got a very good reputation as a boat designer/dinghy builder. He's helpful, knows about Swallow Boats, and was on a Raid last year. When I caught up with him at this year's boat show he was in conversation with Nick Newland. I'd get in touch with him and see if he would help... http://www.johnclaridgeboats.com/

Peter

PJW · 09 Dec 2014, 10:26

Michael,

Yes Keyhaven is a wonderful location. I have been investigating the cost of launching there and whilst I have no experience of this as yet, from what I know of other locations e.g. Northney Marina, Keyhaven is expensive, £32 for a single launch for a BRe size boat!

On the subject of insurance for your home build, Ken Wreyford used to own and run West Solent Boatbuilders and also builds scows. He is now retired but lives opposite the boatyard and often goes for a pint in Keyhaven Yacht Club. He might well be worth having a chat with as he may well be willing to 'survey' your Storm Petrel. I don't go down to the club regularly but can try and speak with Ken if you would like.

Kind regards,

Peter W

Michael Rogers · 09 Dec 2014, 13:28

Both Peters, thanks for the useful comments. I'll take the 'survey' thing up again when winter is over.

With regard to Peter W's mention of the cost of launching, I have to say that I was quite shocked, while on holiday in the Purbeck area in July last year, at the cost of getting even my little boat afloat. The National Trust at Studland was as bad as the rest on a daily, or even weekly, basis. However they do an annual rate which, relatively speaking, works out quite reasonably, and their little boat park seems fairly secure: so I thought I would try keeping my boat there for the coming season and see how it works out. I must say I'm looking forward to NOT having to trailer to and from every single launch for a change!

Michael

PJW · 24 Dec 2014, 11:31

Thanks to all who responded regarding my query about insurance. This is a summary of what I got and did.

I tried the following insurers; Saga, Bishop Skinner, Pantaenius and Haven Know-Johnson.

I already insure a boat with Pantaenius they are not the cheapest but are very good and give me 40% NCD which they would also apply to the BRe - £261.44

Saga; Without NCD £257.10, with NCD £205.68 but they would not allow NCD to be applied to two different boats.

Bishop Skinner; £227.74 with NCD which is protected.

Haven Know-Johnson £213.86 with NCD and includes legal costs at £14.25.

I went with Haven as they seemed to offer the best in my opinion and I quite like to be with a specialist boat insurer.

Thanks again and may I take this opportunity to wish you and your families a very happy Christmas and that 2015 is healthy, happy, peaceful and prosperous for you. And hopefully I will be able to get to a "Raid" somewhere!

Peter W

David Hudson · 29 Dec 2014, 16:39

My quote from Bishop Skinner

Type of Policy. Yacht and Small Craft with AXA Insurance UK plc
For "Amy Eleanor" £
19/01/15 - 18/01/16. 155.46
Admin Fee. 15.00
Insurance Premium Tax. 9.33

TOTAL. £179.79

I thing this includes 10% discount for RYA membership.

My premium for last year was £185.30 for a similarly valued boat.

Rob Johnstone · 30 Dec 2014, 21:55

I wonder if anyone can help me with a query about insurance: which insurance company covers the boat on its trailer should (heaven forefend) it be under tow when the car & trailer are involved in a traffic incident? Is it the fully comprehensive car insurance or the boat insurance?

Thanks and Happy New Year to everyone!

Rob J

Rob Johnstone · 30 Dec 2014, 21:56

I wonder if anyone can help me with a query about insurance: which insurance company covers the boat on its trailer should (heaven forefend) it be under tow when the car & trailer are involved in a traffic incident? Is it the fully comprehensive car insurance or the boat insurance?

Thanks and Happy New Year to everyone!

Rob J

David Hudson · 30 Dec 2014, 23:16

Reply to email shown below reply. NB This summary of emails is for guidance only.

David,

We cover transit excluding 'bumps, dents and bruising'.

We exclude claims under the road traffic act - i.e. We only cover the craft. Liability on the road comes under your motor insurance so you need to check with them as well.

Rgds
Dean Hunt (Senior Claims Handler)
Bishop Skinner Marine
Bluefin Group
Sent from Samsung Mobile

-------- Original message --------
From: David Hudson 505
Date:06/09/2014 13:06 (GMT+00:00)
To: Dean Hunt
Subject: Insurance while towing on the road

Good morning Dean

I am currently selling my Ben. 285 and have ordered a 20ft Swallow BayRaider Expedition.

I have never been clear as to insurance while in transit. With a boat costing c. £25k, your guidance would be appreciated. I used to surf in the Bay of Biscay and I am planning a trip to Biarritz next summer, so I would like to get it right.

Good sailing

David Hudson · 10 Mar 2015, 18:12

I have just received my documents from Bisop Skinner who have insured me through AXA at £180.

I am a little disappointed the won't insure Rustie's coat as they exclude jewellery and furs.

Peter Taylor · 13 Mar 2015, 09:06

Quote from: David Hudson on 10 Mar 2015, 18:12
I am a little disappointed the won't insure Rustie's coat as they exclude jewellery and furs.

Sailing at the time of the 2013 Round the Island race, I heard a Pan-Pan call during which a Lifeboat was tasked to pick up a shoe which someone had lost overboard. The Lifeboat man sounded incredulous and the guy on the yacht sounded very embarrassed, stressing that a significant reward would be issued. I assume that his crew member's shoe was in the same expense league as "Rustie's coat"!