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Bit late, I expect but, if, like me, you are just slightly over 50 (ahem!) you'll find Saga Boat Insurance take some beating. The guys (assessors?) you speak to on the phone know about Swallowboats, too. Good price for sailing abroad and and no hassle.My new BayRaider Crofter which I recieved yesterday I insured with Saga for £18.700 at premium of £191.65 with £45.00 excess.David