.....It would be interesting to try her with a storm jib, but basically, when that is the best rig for the conditions, I want to be home in bed.
I'm with you, brother!
(Hmmm. That reads badly. What I mean is that I agree with the sentiment expressed.)
Small boats like ours (RCD Cat. C) have no business being out in a storm - unless the family needs the insurance money, of course.
Some will say that a well designed boat (like ours) prepared by an experienced, capable crew (that lets me out, then) should be able to cope with storm conditions if necessary. I'm sure they are right.....
but to increase the chances of survival " ....we're gonna need a bigger boat..."
I like to stay clear of strong winds and rough water.
Weather forecasts?
View with deep suspicion.
Passage plans?
Show evidence of negative thinking and a plethora of alternative routes (What course can I hold if the wind backs unexpectedly - what if the rudder drops off? Etc.)
Incedentally, gybing with a balanced lug is a much more sedate experience than with other fore and aft rigs. Its the bit of the sail infront of the mast that calms everything down. Playing the mainsheet helps.. but make sure - especially with multiple purchases - that it can run freely when you want it to, to avoid unpleasantness.