I have used Noble Marine for my dinghies for many years, and they have always been very fair. They have paid out on some significant claims arising during racing, including a claim for a new mast (mast bent, having capsized and struck bottom), sails, and another for significant hull damage (rear ended- not my fault!). Obviously, premiums increase after a claim, and a no claims discount system operates as expected. Boats all quite new, so paid out replacement prices.
No trailing claims.
They are also competively priced for my BRe, but no claims...so far....
They are content for the BRe to be left out on a harbour swing mooring for the season. Another important consideration, as some policies may not cover boats left afloat and unattended for "significant periods".
Noble Marine (Insurance Brokers) Ltd
Clinton House
12 Lombard Street
Newark
NG24 1XB