Louis,
to fit such a boarding ladder, I would just screw the ladder down on the rear deck using the Fischer nylon plugs, and I am 99.9% sure that would have sufficient hold.: The BR 20 rear deck is really tough. IMHO it will take the boarding ladder without reinforcements underneath the deck.
SwY has good reason to make it extra sure by using an understructure but I know enough about the boats to trust my own judgement.
This whole "getting back on board" thing, I had started that on the Drascombe Forum many years ago. From own experience I had been shocked how difficult it actually is to get back aboard such a seemingly small boat as a Drascombe. There had been casualties of small boat sailors found dead in the water after seemingly having failed to make it back up aboard. We figured out what would -only- work for getting back in, and that was a rigid ladder. The usual rope ladders were not good enough, because they would be pushing horizontally under the hull instead of pushing the mariner vertically up, and out of the water.
Anyway, when it came to the Raiders, first the SeaRaider, we had the same problem, and I had the idea to screw two folding mast steps sideways onto the s/s rudder head casing. Then, for the later BayRaiders, Matt refined that idea to mouldind a step into the rudderblade as standard, and I thought that was brilliant. Because, it didn't require any extra piece of equipment. Getting back in via the rudderblade step is not comfortable, but it is always an option, and it does work. I got Watercraft to publish an article about the problem, and about the SwallowBoats solution.
I fully understand if some folks today rather want a comfortable folding ladder for getting back in rather than using the moulded rudderblade step, but I just wanted to remind that getting back into a BR in an emergency does not require such an extra piece of equipment. And, that SwB had been the first and only small boats yard to introduce a "getting back in" step as standard.
Coming back how to fasten a folding ladder to the BR rear deck, I would try the simpler nylon plug solution first, before cutting an extra inspection hatch into the motor well.
CR